Business Insurance

American Hardware & Lumber Insurance has relationships with a multitude of carriers to provide commercial package policies for businesses with more complicated risk exposures. Programs include specialized products, coverages, and services for the following classes:

Retail Hardware Stores

Equipment Rental

Party Rental

Building Material Dealers


Wood Products Manufacturing

Artisan Contractors

Garden Centers

Commercial Industrial Supply

Paint Stores

And Much More

Outside of the specialized programs listed above, AHLI has access to many other carriers to accommodate the needs of ANY class of business.

AHLI now offers an insurance program for paint store owners.
To learn more, AHLI_Paint.


  • Property
  • Umbrella/Excess
  • Business Income
  • Workers’ Compensation
  • General Liability
  • Professional Liability (EPLI, D&O, etc.)
  • Cyber Liability
  • Flood
  • Commercial Auto
  • Earthquake
  • Inland Marine
  • Bonds