Decades of Experience.
Devoted to your Business.
- Opportunity to receive an annual dividend.
- Policies for businesses with complicated exposures.
- Superior claims service 24/7.
- Quick and simple workers compensation indications.
- FREE risk management consultations.
- FREE HR consultations.
- Expanded product offering for equipment rental operations.
- Special event coverage for wedding receptions, fundraisers, sporting events, and more.
Insuring Your Industry Since 1972
Providing insurance coverage since 1972, American Hardware & Lumber Insurance has established itself as a market leader in the hardware and building supply wholesale and retail market by offering a wide range of customized insurance products, a dedicated agency staff, and a history of paying annual dividends. Formed out a hardware cooperative, we have evolved into the single largest insurance supplier to independent hardware stores in the United States.