Benefits Insurance

With the rising costs of healthcare, business owners are always looking to find an affordable option for employee benefits. Your employees are one of your greatest business assets. When you are able to provide desirable benefit options, your business is able to attract and retain top talent. We have access to a wide range of innovative options that can save our members a significant amount of money and offer the highly sought after benefits their employees want.

We offer a full array of products and services to meet our clients’ needs. More products, more carriers, and better pricing are available through American Hardware & Lumber Insurance. Whether you are an individual, a small business with a few employees or a large corporation – we have solutions for you.



Group Medical



Long-Term Care Insurance

Accidental Death

Voluntary Benefits

Critical Illness

Whole Life

And Much More

Personal Lines

  • Auto
  • Renters
  • Home
  • Umbrella
  • Classic car, motorcycle, RV, boat
  • And More
  • Condo